Privacy Policy

Summit Income Planning Group (“SIPG,” “we,” “us,” or “our”) respects your privacy and is committed to protecting it through this Privacy Policy. This Policy describes how we collect, use, and safeguard your information when you visit our website, communicate with us, schedule appointments, or use our services (collectively, the “Services”).

1) Our Privacy Commitment

We do not share your data with anyone.

This means we do not sell, rent, trade, or disclose your personal information to third parties for their own marketing or independent use.

To operate our business, we may use trusted service providers (for example, website hosting, email, appointment scheduling, or CRM tools) that process information only on our behalf and only to provide services to SIPG. They are not permitted to use your information for their own purposes.

2) Information We Collect

We may collect the following categories of information, depending on how you interact with SIPG:

A. Information You Provide

• Contact details (name, email address, phone number, mailing address)
• Information you submit through forms or inquiries
• Retirement planning details you choose to share (goals, timelines, general financial profile)
• Insurance-related details you choose to share (existing coverage, beneficiary preferences, product interest)
• Communications (emails, messages, call notes, meeting notes)

B. Information Collected Automatically

When you visit our website, we may automatically collect:

• Device and browser details (IP address, browser type, operating system)
• Usage data (pages viewed, time spent, referring/exit pages)
• Approximate location (derived from IP address)
• Cookies and similar technologies (see Section 6)

3) How We Use Your Information

We use information to:

• Provide and administer our Services
• Schedule, confirm, and manage appointments
• Respond to inquiries and communicate with you
• Prepare retirement planning and insurance-related guidance based on information you provide
• Improve our website and client experience
• Maintain internal records for quality assurance and compliance
• Protect against fraud and secure our systems
• Comply with legal or regulatory obligations

4) Sharing and Disclosure

SIPG does not share your personal information with third parties for their independent use.

We may allow limited access to information in these circumstances only:

• Service Providers: Trusted vendors that help us operate (e.g., hosting, scheduling, communications, CRM). They may process data solely to provide services to SIPG and must protect it.
• Legal Requirements: If required by law, court order, or valid legal process, or to protect the rights, safety, and security of SIPG and others.
• Business Transfers: If SIPG is involved in a merger, acquisition, financing, or sale of assets, information may be transferred as part of that transaction, subject to appropriate protections.

5) Data Retention

We retain personal information only as long as necessary to provide the Services, maintain business records, comply with legal/regulatory obligations, resolve disputes, and enforce agreements.

6) Cookies and Analytics

We may use cookies and similar technologies to operate our website and understand how visitors use it. You can control cookies through your browser settings. Disabling cookies may affect website functionality.

7) Data Security

We use administrative, technical, and physical safeguards designed to protect your information. However, no method of transmission over the internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.

8) Children’s Privacy

Our Services are not directed to children under 13, and we do not knowingly collect personal information from children under 13.

9) Your Choices

• Opt-Out of Communications: You may request to stop receiving non-essential communications by contacting us at the email below.
• Update Information: You may request corrections to your information by contacting us.

10) Changes to This Policy

We may update this Privacy Policy from time to time. The “Last Updated” date indicates when revisions were made. Continued use of the Services means you accept the updated Policy.

11) Contact Us

If you have questions about this Privacy Policy or your information, contact: